Financial Planning Services Offered
FINANCIAL PLANNING - BUSINESS
Financial Planning - Family
Our Investment Philosophy:
We determine our client’s primary reason for investing as well as their investment time horizon.
We establish an investment strategy that best suits our client’s needs, taking into consideration the impact on fees, taxation and inflation.
We do not believe in exposing our client funds to unnecessary investment risks. We carefully select underlying investment funds that matches our clients risk profile.
We review our client’s portfolio’s annually to determine if the investment strategy is meeting our client’s needs. We will make adjustments if necessary.
Financial Partner / Coach
We believe that financial planning is a journey for life and as a result, we see ourselves as our client’s financial partners and financial coach.
Why Financial Planning is Important for Your Future?
Financial planning is the process of determining whether and how an individual can meet their life goals and objectives through the proper management of their financial resources.
The purpose of financial planning is to provide you with two things:
- An in-depth analysis of your current financial situation, and
- A general plan to help you pursue your future goals and objectives
Grace Financial Services (Pty) Ltd is an authorised Financial Services Provider (FSP), Financial Sector Conduct Authority (FSCA) licence number: 49446. The company was established in 2015 by Gary Forster, a professional accountant and tax consultant in private practice for the past twenty-three years, and obtained its licence as a Category 1 FSP from FSCA in September 2018.
John Tilbury – CFP©
John Tilbury is a Certified Financial Planner CFP© and has been in the insurance and investment industry since 1982. John is an independent financial advisor and has lived through the fashions of elaborate schemes and products but fiercely defends the use of tried and tested principles to establish solid financial plans for his clients. John is comfortable in his admission that speed is not his forte but attention to detail is. The depth of John’s research is hard to match, as is the detail of his reporting.
Gary Forster – CFP©
Gary Forster is a Certified Financial Planner CFP© as well as a Professional Accountant. Gary started Excell in 1996 as a Professional Accountant and Tax Consultant. In 2014 Gary started studying to become a Certified Financial Planner CFP© and passed the Financial Planning Institutes board exam in February 2016. Gary became an independent financial advisor and obtained his Financial Services Provider Licence from the Financial Sector Conduct Authority is September 2018. Gary predominately renders financial advisory and intermediary services to the clients of Excell.